What is blanket insurance?

Law Firm Property Items

Blanket Insurance

One of the recommendations we usually make to law firms with more than one location is for them to add blanket coverage to their property insurance. As many law firms don’t have this coverage or know what it is, we thought we would provide some insight on how this coverage can help your firm.

This coverage allows you to use one limit of insurance across multiple locations. There are two situations where this usually applies to law firms:

  1. If your law firm has multiple offices with many buildings, this insurance will make covering all of the buildings much more accessible.
  2. Suppose your law firm has property that you move between offices frequently. In that case, it is much easier to have a blanket limit of insurance rather than adjusting your limits of insurance to account for the fluctuations in the property.

Who Needs Blanket Insurance?

If your firm has multiple locations or buildings that need to be insured, a blanket property insurance policy may be ideal.

However, any policy needs to be evaluated on a case-by-case basis. So it is essential to work with a knowledgeable agent who can customize coverage to your needs.

How Much Does It Cost?

One of the most significant benefits of this coverage is that it can usually be added to your policy for no additional premium.

If you would like to find out more about this insurance and whether your law firm needs the coverage or not, please feel free to contact our office.

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